Insurance Requirements

Insurance Requirements

Insurance Requirements

A Vacation Rental Policy with Additional Insured or Additional Interest is required under all of Vacay Stay’s programs. This Insurance policy replaces the property owners current homeowner’s or landlord policy. It is written as a business policy, giving the short-term vacation rental owner comprehensive coverage for their home, contents, commercial business liability, and business income. It also includes personal liability when the short-term or vacation rental “doubles” as the owner’s residence.

The challenge was quadruple use or occupancy of the properties; as most vacation rental properties are used for commercial short-term rental use, personal use, are at times unoccupied, and some have guests or tenants for over 30 days. With this policy it covers you and your property for all four uses.

Please make sure your agent includes the following within your policy:

  1. Liability coverage that includes property damage and public liability coverage, with liability of not less than $500,000 per occurrence, and $1,000,000 aggregate.
  2. Policy must include “Additional Insured” or “Additional Interest” endorsement for “VacayStay, Inc.”
  3. Mailing address: Vacay Stay, 78010 Main Street, Suite 201, La Quinta CA 92253
  4. Fax: (760) 469-4966
  5. Email: [email protected]
  6. Declarations Page can be faxed to us at (760) 469-4966 or emailed to us at [email protected].

Insurance Company Agent Referrals:


Robert Stowe
Robert Stowe Insurance Agency, Inc.
(760) 578-9089[email protected]

Donna Meyer
P3 Insurance Services, Inc.
(805) 646-0821[email protected]

Lucy Harris
Curtis & Harris
(760) 778-8787[email protected]

Andy Barborak
1st Community Insurance Services
(760) 325-7400[email protected]